Wednesday, February 3, 2010

Home Builder: Setting Goals

Greatest Goal II

Where these is no vision the people perish:
but he that keepeth the law, happy is he.
Proverbs 29:18

Setting and accomplishing goals may seem like a waste of time for some or too cumbersome for others. We have found it to be necessary to walk in self-control and live disciplined lives.

We had already some goals in mind and these were our findings:

1. Success
One of our monthly goals (short term) was to reduce our grocery bill to $200.00 (long term goal). And we did it! We came under $200.00 and were able to stockpile on some items as well. I was determined not to buy the bulk of our meats until our refrigerator looked like this:

(Picture was taken on 1/29/10 so notice there are only two servings of meat for the last two days of the month:)

Then once that goal was accomplished, I went out and bought and seasoned our meats for the month (thanks Hubby). So now the fridge looks like this:

So, according to my spreadsheet, we saved about 32% on our groceries ($73.35 in coupons and a total of $90.73 (this includes coupons and store discounts which I didn't always include:)

2. Failure
If there is not a goal set in stone (and by this I mean a real goal with a plan), it's not going to work. Our Co-Pastor had suggested making appointments with the Lord and now I see why. Unless, you're exclusively carving out the time to work your schedule around the Lord, you either will give the Lord the scraps of the day or nothing at all. A good example is fasting. You may want to fast but unless you actually set a date and think of the preparations (if you're doing a long fast), it is just not going to happen.

So what to do?

1. Start
I would recommend short term (keeps you focused) and long term (keeps you determined) goals.

For example:
Set a long term goal: By the end of the year we want to save $1,000.00.
Short term goal: In the month of February, we're going to work on cutting down our electricity bill.

So each month you can set up a short term goal to help you accomplish your long term goal. I can testify that this has definitely helped us.

2. Assess
Have some way of determining whether or not you're accomplishing your goals. Then have mini-meetings to discuss what is working and what's not. This is great for holding one another accountable. In a marriage, we must always be in accord. Making independent decisions is a violation of trust and can open doors in your marriage that you don't want opened.

3. Rework
Maybe you set a worthwhile long term goal, but the short term goal isn't working. For example, you want to cut your expenses (long term) so you decide to make your own laundry detergent (short term). You may find that making your laundry detergent is not worth it to you. So reworking our short term goals is great. We may think we have a brilliant idea, only to find it flounders under testing. That's ok. We're all learning. During this stage, and all of them really, we are relying on God not our own understanding (Proverbs 3:5).

This doesn't have to be a daunting task. It's you, your spouse, and the Lord talking about the vision for the family. You're not limited to just set up financial goals. You can have spiritual or family goals too. The important thing here is to start somewhere.

Remember: If you aim at nothing, you'll hit it every time.--author unknown.


  1. This has definitely worked and blessed my family greatly. It also has helped us to eat healthier, drink more water and close all doors to the glutton spirit. I made a comment on Sunday (which bible studies was quite interesting conversations, some in which I thought was T.M.I. to the third power- however the conversations were Godly), but i told my co-pastor that in the body of Christ we may think that the glutton spirit operates only on overweight people, however that is not the case. Glutton means a person who eats or consumes immoderate amounts of food and drink.-- God has truly helped us out and continues to do so in our eating habits.-- Planning and setting up goals helps you accomplish them and also to reevaluate your plans and habits to live free in Jesus.

    Thank you Lord!

  2. Wow this helped me to see goal setting in a different way. My mind usually works like, "Setting goals help you stay organized and disciplined." I didn't think that they also help us to live free in Jesus. Thank You Lord for Hubby:)

  3. A goal we have set is to build up on our savings account. I agree full heartedly that both the husband and the wife have to be in one accord reagrding all decisions made in the home. A home that is divided will not withstand the storm.

    But def. we are looking into areas that we can cut down on...the grocery bill is one area.

  4. We want to be mortgage free. I know that people consider this good debt, but how can debt ever be good??? So this is one of our goals:)


May the words of my mouth and the meditation of my heart be pleasing in your sight, O LORD, my Rock and my Redeemer. Psalm 19:14